128 98th Street

Stone Harbor, NJ
$ 3,767,000 Beds 5 Baths 5
Monthly Estimate* How much can I afford?

This masterfully designed five bedroom, four and two half bath beach home will exceed all of your expectations in search of your own piece of Stone Harbor Luxury living. Form and Functionality define the experience in this premier Harbaugh Developers home that overlooks the stunning beaches of Stone Harbor. As you approach this beach home on the North side of 98th Street you begin to feel the offshore breeze and hear the soothing waves of Stone Harbor’s beautiful white sandy beaches. Just a short walk to the beach block you find yourself within a stones throw of the winding access ramp that navigates through the dunes. You are also conveniently located within walking distance to first-class shopping, dining and recreational parks in the coveted Stone Harbor town center & business district. Curb appeal is an exclamation point with strong brick clad accents, and a bold chimney that dominates amongst pale blue cedar shake siding. Architecturally highlighted by modern black and orthogonal window lines, this design will allow ample southern light and a modern edge to your beautifully devised beach home. Immediately entering the home you notice the large spacious foyer with bright light wells. The first floor offers three bedrooms that are meticulous with ship-lap, custom mill-work and hard wood floors throughout. The wainscoted companionway creates a nice flow that connects a custom built bunk bedroom with a 3rd bedroom and large junior suite. A gracious family room has its own private slider door pool and back deck access a beautiful wet bar and indoor/outdoor powder room. The gorgeous mahogany deck leads to your outdoor entertainment area with large pool, cabana with wood burning fireplace, and blue-stone paved landscaping. Moving up through the vaulted stairway landing the space opens up to a large open concept living room, dining room and kitchen with upgraded quartz center-island all framed by large vaulted ship-lap ceilings. Met with glances of blue beautiful ocean views the space flows out towards the large southern 2nd story fiberglass deck. Out on the expansive deck you are met with breathtaking views of the surf and sun-lit dunes. It is here where you can have un-fettered privacy for a mid-summer bar-b-que or enjoy unlimited sunrises perched above the ocean. Among the second story spaces are 2 more en-suite bedrooms, including a beautiful private master suite, and a full-width fiberglass back deck. This home gives you unlimited opportunities with proximity to stone harbor’s most popular beaches. Each private space is custom designed and built with extreme thoughtfulness and attention to detail. Home will be sold fully furnished, Complete Interiors is the decorator so you know it will be perfect. Experience this peaceful and modern recluse all while earning your place in the coveted heart of Stone Harbor.

Single Family

  • Price
  • $ 3,767,000
  • Lot Size
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • Half Bathrooms
  • 2
  • City, Zip
  • Stone Harbor
  • Taxes
  • 999999
  • County
  • Style
  • Two Story,Upside Down
  • Area
  • Stone Harbor
  • MLS#
  • 202027
  • Zip
  • 08247
Listing Provided by: DILLER & FISHER



Cooling Central Air Condition, Multi Zoned
Exterior Features Cable TV, Deck, Enclosed/Covered Patio, Fenced Yard, Grill, In Ground Pool, Outside Shower, See Remarks, Sidewalks, Sprinkler System, Storage Building
Interior Features Bar, Fireplace- Gas, Kitchen Center Island, Marble Flooring, Security System, Smoke/Fire Alarm, Tile Flooring, Walk in Closet, Wood Flooring
Sewer City
Type Single Family
Water City

Interior Features

Appliances Included Burglar Alarm, Dishwasher, Disposal, Dryer, Microwave Oven, Oven, Range, Refrigerator, Self-Clean Oven, Smoke/Fire Detector, Stove Natural Gas, Washer
Hot Water On Demand

Exterior Features

Exterior Other
Parking/Garage 3 Car, Concrete Driveway


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Villas, NJ office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/17/2020 Listed $3,975,000
8/29/2020 3% - $3,869,000
9/16/2020 3% - $3,767,000

Property vs Zip Code Average in 08247

AVG $4.06M
AVG $381,365
AVG 21
AVG 45
Data Provided by Walkscore ® not using MLS data


128 98th Street Stone Harbor, NJ is a Single Family Home for sale at $3767000 and a lot size of Acre(s). 128 98th Street Stone Harbor has 5 bedrooms, 4 baths . The property's zip code is 08247 which is in Stone Harbor, NJ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.